276 Wis.2d 30, 689 N.W.2d 57 DeRUYTER v. AM. FAMILY MUT. INS. Supreme Court of Wisconsin. No. 03-2580. September 16, 2004. [EDITOR’S NOTE: This case is unpublished as indicated by the issuing court.] Petition for review denied. Tagged: 276 Wis.2d 30689 N.W.2d 57