271 Wis.2d 819, 677 N.W.2d 732 KOLTUNSKI v. WESTERN NAT’L MUT. INS. CO. No. 03-1095.Court of Appeals of Wisconsin. February 10, 2004. [EDITOR’S NOTE: This case is unpublished as indicated by the issuing court.] Unpublished Opinion. Reversed. Tagged: 271 Wis.2d 819677 N.W.2d 732