250 Wis.2d 655, 639 N.W.2d 772 Carla Severude, Plaintiff-Appellant, v. American Family Mutual Insurance Company, Defendant-Respondent. Court of Appeals of Wisconsin. No. 01-1887-FT. Opinion Released: December 28, 2001. Opinion Filed: December 28, 2001. Page 656 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF THE COURT, THEREFORE THEY ARE NOT DISPLAYED.] […]