306 Wis.2d 766, 743 N.W.2d 848 Michael D. DEFEVER, Olga O. DeFever, Scott A. Saxe, Kandie K. Saxe, Andrew M. Bley, Jennifer L. Bley, James D. Ziebarth, Patricia Boelkow, Kimberly Ann Christian, Eric S. Gissel, Stacey L. Sander-Gissel, Frank R Raczon, Jeff Hart, Michele Hart, Karen Carlsen, and Joe Carlson, Plaintiffs-Appellants, LIBERTY MUTUAL INSURANCE COMPANY […]