512 N.W.2d 210 Thomas D. BINDRIM, Plaintiff, v. COLONIAL INSURANCE COMPANY, Defendant-Appellant,[†] DAIRYLAND INSURANCE COMPANY and Threshermen’s Mutual Insurance Company, Defendants-Respondents, Deborah HOMMELAND and The Cincinnati Insurance Company, Defendants, Susan J. DEGANO and Giuliano Degano, Defendants-Third Party Plaintiffs-Respondents, v. B J INSURANCE AGENCY, Third Party Defendant. [Case No. 92-1279.] Thomas D. BINDRIM, Plaintiff-Respondent-Cross Appellant, v. […]