528 N.W.2d 457 Delores BUCHANAN, and James Buchanan, Plaintiffs-Respondents, v. GENERAL CASUALTY COMPANY, Defendant, REGENT INSURANCE COMPANY, Defendant-Respondent, The ECONOMY COMPANIES, Economy Fire Casualty Company, Economy Preferred Insurance Company, Economy Premier Assurance Company, Kemper Corporation, Defendants-Respondents-Cross Appellants, David A. BERNDT, Defendant, Mary NELSON, and Steven Nelson, Defendants-Respondents, HMO OF WISCONSIN INSURANCE CORPORATION, Defendant-Appellant-Cross Respondent,[†] APWU […]