580 N.W.2d 365 RONALD BINON, CATHERINE BINON, MELISSA BINON, A MINOR, BY HER GUARDIAN AD LITEM, ATTORNEY M. ANGELA DENTICE, AND MELINDA BINON, A MINOR, BY HER GUARDIAN AD LITEM, ATTORNEY M. ANGELA DENTICE, Plaintiffs-Respondents, THE MILWAUKEE CARPENTERS DISTRICT COUNCIL HEALTH FUND AND AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Plaintiffs, v. PHILADELPHIA INDEMNITY INSURANCE COMPANY, Defendant-Appellant,[†] […]