277 Wis.2d 430, 689 N.W.2d 922 AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY, Plaintiff-Respondent,[†] v. Marderos NERSESIAN and Susan Nersesian, Defendants-Third-Party Plaintiffs-appellants, WEST BEND MUTUAL INSURANCE COMPANY, Defendant, v. Jacinto R. BENAVIDEZ, United Services Automobile Association General Indemnity Company, and Racine Unified School District, Third-Party Defendants. [Case No. 03-3343.] AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY, Plaintiff-Respondent,[†] […]