321 Wis.2d 492, 775 N.W.2d 541 Michael TOMSON and Joann Tomson, Plaintiffs-Appellants, AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Defendant-Respondent, CAROLINA CASUALTY INSURANCE COMPANY, Schneider National Bulk Carriers, Inc., Reginald Gaskins, Humana Health Plan, Inc. and Midwest Security Administrators, Defendants. No. 2008AP2744.Court of Appeals of Wisconsin.Submitted on briefs August 4, 2009. Decided September 1, 2009. Page 493 […]